THE PORTFOLIO APPROACH
    
When we first speak to our clients, it is very common that we find their insurance arrangements extremely disjointed. They may have different policies with separate renewal dates, through various insurers and often using more than one broker or
direct provider.

It comes as a surprise to most people that, in many cases, all of their private insurance requirements can be looked after by one policy with a single renewal date and underwriter and with one point of contact.

A typical portfolio client might have the following requirements:

	• Property reinstatement value	£1,000,000
	• General Contents	£   100,000
	• Antique Furniture/Pictures	£     50,000
	• Jewellery	£     30,000
	• Holiday Cottage/Overseas Villa
	• Annual Travel Cover
	• Single Car of £30,000 plus value
	• Or Family Fleet of 2 cars or more